Key Benefits
Empower Your Customers. Fuel Your Growth.
Key Stats
5X
more likely to purchase additional products & services when consumers feel supported by their financial institutions
80%
of consumers want their financial institution to help improve their financial health
60%
of consumers say they would switch to a financial institution for better financial education
Frequently Asked Questions
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Insights from Our Experts
- October 18, 2024 How the Fed’s Interest Rate Cuts are Impacting Consumers and Lenders When the Federal Reserve lowered interest rates by 50 basis points in September, it was the firs [...]
- October 03, 2024 Beyond the Headlines: How Fed News Influences an Economic Ripple Effect In the September 2024 Market Pulse webinar, our panelists had a lively discussion about severa [...]
- September 25, 2024 How Alternative Finance Lenders Can Make Better Lending Decisions with a Single Score Our experts, Anna Fisher, Vice President, Alternative Finance, and David Sojka, Risk Advisor, disc [...]
- September 17, 2024 Latest Key Consumer Credit Insights In the August 2024 Market Pulse Webinar, we discussed current data points around fintech and a [...]
- September 12, 2024 How Lenders Can Take Advantage of Open Banking Open banking is a financial services model that allows third-party providers to access a consumer' [...]
- September 03, 2024 Navigating Market Uncertainty: Strategies for Businesses in a Changing Macroeconomy In a recent Market Pulse webinar, we discussed current data points around Fintech and alternative [...]
- August 26, 2024 Experts Provide Insights on Alternative Data, AI and Machine Learning Adopting alternative data can provide many benefits to fintechs. During our monthly Market Pulse w [...]
- July 11, 2024 What are Multi-Bureau Attributes? Model efficiency and performance is the key Any company that leverages credit data from mu [...]
- June 11, 2024 3 Ways to Improve Operational Efficiency While Boosting Access to Credit Unleash the power of èƵ alternative data and AI-powered risk decisioning from Provenir [...]
- May 08, 2024 Small Businesses: The Lifeblood of the American Economy The 2024 financial market leaves many in a state of uncertainty except for a certain bright sp [...]
- May 07, 2024 How AI is Transforming Traditional Credit Scoring & Lending Artificial Intelligence (AI) is all the rage right now. At a recent conference that I attended, a [...]
- April 26, 2024 Answering Your Questions on Current Commercial Challenges On our April 18 Market Pulse webinar, our experts talked abou [...]
- February 12, 2024 How BNPL Firms can Unlock Profitability During Uncertain Economic Times Two years ago, Buy Now Pay Later (BNPL) firms were legit Fintech superstars. Globally, transaction [...]
- January 08, 2024 How Lenders Can Harness Alternative Data to Help Overcome Today’s Economic Challenges Increasing inflation, rising interest rates and stagnant incomes have made borrowing more expensiv [...]
- November 08, 2023 3 Unexpected Ways èƵ Can Help Grow Your Payments Business You know that familiar chime on your phone when a payment is made? That, paired with the steady (m [...]
- November 01, 2023 What Does Consumer Financial Stress Mean for Lenders? We Offer 4 Tips. The warning signs are all around us: many consumers are financially stressed. Already, consumers a [...]
- August 07, 2023 Tips for Lenders to Tackle Tight Resources In today’s world of lean teams and tight budgets, lenders need to make smart choices about how the [...]
- July 17, 2023 How FinTechs Utilize Advanced Data Science to Improve Credit Decisions in Uncertain Times Lenders are becoming smarter about who they lend to. Lenders are using alternative data and advanc [...]
- June 29, 2023 SoFi: How Fintechs can Manage Economic Headwinds Fintechs are known for their innovation in customer service, transforming accessibility [...]
- June 26, 2023 How Fintechs Tackle Economic Headwinds June 2023’s Market Pulse Webinar explored how fintechs are tackling not only economic headwind [...]
- April 20, 2023 How Fintechs Can Optimize Data Spend Fintech companies are disrupting the financial industry. In times of economic uncertainty, the rea [...]
- February 21, 2023 Use Analytics to Find Fast, Direct Paths to Profitability We’re talking weeks, not months, or years A lot of businesses feel “stuck” in today’s uncer [...]
- February 02, 2023 Strategies for Credit Unions to Grow Deposits in Any Economy In today’s shifting economy, many credit unions continue to focus on maintaining adequate liquidit [...]
- January 30, 2023 The Simple Ways Lenders Can Find Hidden Opportunities From record inflation and rising interest rates, to wavering consumer spending power and a potenti [...]
- January 20, 2023 High-Performing Credit Risk Models for Financial Firms of All Sizes? Yes Please. Big banks are flush with data and analytic resources. Optimizing their credit risk models is a sea [...]
- January 04, 2023 Lenders: Assess Your Firm’s Customer Diversity Goals The demographic composition of current and prospective customer bases is changing. And, most finan [...]
- December 12, 2022 How FinTech Startups are Making Life Easier 2022 is the second year for the annual èƵ Accelerate Program and developer challenge in par [...]
- December 06, 2022 Impact of Global Economic Headwinds on the US Economy The IMF is predicting global growth may slow to 3.2% in 2022 and 2.7% in 2023, down from 6% in 202 [...]
- November 28, 2022 3 Benefits for Credit Unions Investing in a Secure Frictionless Digital Experience In an ever changing digital environment there is an increasing need for Credit Unions to simultaneou [...]
- September 16, 2022 BNPL Tailwinds and Headwinds After experiencing remarkable growth over the past couple years, what lies ahead for Buy Now Pay Lat [...]
- June 23, 2022 5 Data Nuggets to Boost BNPL Profits 2021 was a breakout year for BNPL in the U.S. BNPL gross merchandise value accelerated to $49 bill [...]
- June 08, 2022 Top 7 Insights for the Retail Banking Industry Our industry leaders are constantly providing and sharing insightful knowledge on topics including f [...]
- May 11, 2022 Promoting Consumer Financial Health with BNPL As U.S. consumers continue to migrate their shopping habits toward online merchants and become more [...]
- May 10, 2022 3 Ways to Incorporate Digital into Your Acquisition Campaigns As a marketer and consumer, you know how much time people spend on their devices and looking at scre [...]
- April 11, 2022 6 Tips to Revitalize Your Lending Acquisition Campaigns Turbulence in the economy continues to create challenges for consumers and lenders alike. The wide [...]
- March 21, 2022 Reduce Buy Now, Pay Later Fraud Risk The boom of BNPL and the fraud that comes with it Everyone is talking about Buy Now, Pay Late [...]
- March 01, 2022 Analysis: How Buy Now, Pay Later can Impact Consumer Credit Scores For our February 10 Market Pulse webinar, we discussed Buy Now, Pay Later and their effect on [...]
- February 28, 2022 FICO® and èƵ Answer Your Questions on BNPL We had an overwhelming attendance and response at this month’s Market Pulse webinar on the rising [...]
- February 14, 2022 Expand Credit Access with Buy Now, Pay Later As Buy Now, Pay Later (BNPL) transaction volumes continued to rise through the holiday season, one o [...]
- January 12, 2022 Widen Your Consumer Scope with Alternative Data Credit Invisible 91.5 million consumers have little-to-no credit history.¹ Unfortunately, having no [...]
- December 17, 2021 Powering the Energy Market: Your Questions Answered For our December 2 Market Pulse webinar, our panel of experts discussed the current and future state [...]
- December 16, 2021 What to know about Buy Now, Pay Later Buy Now, Pay Later has continued global growth, with U.S. adoption up sharply over the last two year [...]
- December 10, 2021 Podcast: ‘Tis the Season for Buy Now, Pay Later Buy Now, Pay Later (BNPL) financing is soaring in popularity this holiday season. Consumers are usin [...]
- November 18, 2021 Fight Fraud in Digital Transactions Necessity is the mother of invention. Just ask banking, fintech, and retail businesses, many of whi [...]
- September 16, 2021 The Shifting Fintech Landscape The economy is recovering and the outlook for small businesses is continuing to remain strong. Finte [...]
- September 13, 2021 Optimize Your Acquisition Investment and Improve Experiences It’s no big news that today’s consumers are savvier than ever. They expect online interactions — and [...]
- September 10, 2021 The Shifting Fintech Landscape: Your Questions Answered As the economy recovers the outlook for small businesses remains strong. Fintechs have started to st [...]
- August 26, 2021 Industry Point of View: Buy Now Pay Later Updated 5/11/2023: The White House declared the end of the Covid-19 Health Emergency May 11, 202 [...]
- August 16, 2021 What is the èƵ Cloud and How Does it Benefit Customers? The èƵ Cloud™ is the new foundation of our business. Built primarily on the G [...]
- July 06, 2021 Accelerating Access to Credit: A Critical Discussion In this recap of our June 24 webinar, “Market Pulse: Accelerating Access to Credit,” Chris Wheat, Co [...]