ÐÜèÊÓƵ

Take control of your credit

Credit report features include:

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  3-bureau credit file monitoring¹²

  You’ll know if key changes occur to your ÐÜèÊÓƵ, Experian and TransUnion credit files, because we’ll be monitoring all three and provide you with alerts.

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  ÐÜèÊÓƵ 3-bureau credit report

  Your ÐÜèÊÓƵ 3-bureau credit report gives you another way to assess your credit. Receive your annual ÐÜèÊÓƵ 3-bureau credit report.

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  ÐÜèÊÓƵ credit report⁵

  Your credit reports are a summary of your credit history. Feel confident with the ability to check your ÐÜèÊÓƵ credit report anywhere, anytime.

Help better protect yourself from identity theft

Identity theft protection features include:

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  WebScan ³⁴

  Your personal information shouldn't be on the dark web. We scan suspected fraudulent websites and alert you if we find your Social Security, credit card, banking and medical ID numbers.

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  Automatic fraud alerts ⁶

  If you believe you’re a victim of fraud, you can activate automatic fraud alerts and we'll place an initial alert on your credit report. This alert encourages lenders to take extra steps to verify your identity before extending credit. On an annual basis, we'll automatically renew your fraud alert, so you don't have to.

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  ÐÜèÊÓƵ credit report lock ²³

  Feel more secure knowing your ÐÜèÊÓƵ credit report is locked down from being accessed (with certain exceptions) for the purposes of extending credit.

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  Lost wallet assistance

  Losing your wallet is a headache. We make it a less painful ordeal by helping you cancel and reissue your credit and ID cards.

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  Up to $1MM in identity theft insurance ⁷

  If you’re a victim of ID theft, we have your back. We provide up to $1 million in coverage for certain out-of-pocket expenses you may face as a result of having your identity stolen.

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  Stolen funds replacement ⁷

  Lost funds due to identity theft can be difficult to replace. As part of your ID theft insurance policy, we'll recover dollar-for-dollar up to $1 million of stolen banking and checking funds and credit/debit card deductibles that are unrecovered through your financial institution.

ÐÜèÊÓƵ ID Patrolâ„¢

1. Credit monitoring from Experian and TransUnion will take several days to begin.
2. Locking your ÐÜèÊÓƵ credit report will prevent access to it by certain third parties. Locking your ÐÜèÊÓƵ credit report will not prevent access to your credit report at any other credit reporting agency. Entities that may still have access to your ÐÜèÊÓƵ credit report include: companies like ÐÜèÊÓƵ Consumer Services LLC, which provide you with access to your credit report or credit score, or monitor your credit report as part of a subscription or similar service; companies that provide you with a copy of your credit report or credit score, upon your request; federal, state and local government agencies and courts in certain circumstances; companies using the information in connection with the underwriting of insurance, or for employment, tenant or background screening purposes; companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; companies that authenticate a consumer's identity for purposes other than granting credit, or for investigating or preventing actual or potential fraud; and companies that wish to make pre-approved offers of credit or insurance to you. To opt out of such pre-approved offers, visit .
3. WebScan searches for your Social Security Number, up to 5 passport numbers, up to 6 bank account numbers, up to 6 credit/debit card numbers, up to 6 email addresses, and up to 10 medical ID numbers. WebScan searches thousands of Internet sites where consumers' personal information is suspected of being bought and sold, and regularly adds new sites to the list of those it searches. However, the Internet addresses of these suspected Internet trading sites are not published and frequently change, so there is no guarantee that we are able to locate and search every possible Internet site where consumers' personal information is at risk of being traded.
4. We will require you to provide your payment information when you sign up. We will immediately charge your card the price stated and will charge the card the price stated for each month you continue your subscription. You may cancel at any time; however, we do not provide partial month refunds.
5. We will require you to provide your payment information when you sign up. We will immediately charge your card the price stated and will charge the card the price stated for each month you continue your subscription. You may cancel at any time; however, we do not provide partial month refunds.
6. Credit monitoring from Experian and TransUnion will take several days to begin.
7. Locking your ÐÜèÊÓƵ credit report will prevent access to it by certain third parties. Locking your ÐÜèÊÓƵ credit report will not prevent access to your credit report at any other credit reporting agency. Entities that may still have access to your ÐÜèÊÓƵ credit report include: companies like ÐÜèÊÓƵ Consumer Services LLC., which provide you with access to your credit report or credit score, or monitor your credit report as part of a subscription or similar service; companies that provide you with a copy of your credit report or credit score, upon your request; federal, state and local government agencies and courts in certain circumstances; companies using the information in connection with the underwriting of insurance, or for employment, tenant or background screening purposes; companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; companies that authenticate a consumer's identity for purposes other than granting credit, or for investigating or preventing actual or potential fraud; and companies that wish to make pre-approved offers of credit or insurance to you. To opt out of such pre-approved offers, visit .
8. WebScan searches for your Social Security Number, up to 5 passport numbers, up to 6 bank account numbers, up to 6 credit/debit card numbers, up to 6 email addresses, and up to 10 medical ID numbers. WebScan searches thousands of Internet sites where consumers' personal information is suspected of being bought and sold, and regularly adds new sites to the list of those it searches. However, the Internet addresses of these suspected Internet trading sites are not published and frequently change, so there is no guarantee that we are able to locate and search every possible Internet site where consumers' personal information is at risk of being traded.
9. Under certain circumstances, access to your ÐÜèÊÓƵ Credit Report may not be available as certain consumer credit files maintained by ÐÜèÊÓƵ contain credit histories, multiple trade accounts, and/or an extraordinary number of inquiries of a nature that prevents or delays the delivery of your ÐÜèÊÓƵ Credit Report. If a remedy for the failure is not available, the product subscription will be cancelled and a full refund will be made.
10. The Automatic Fraud Alert feature is made available to consumers by ÐÜèÊÓƵ Information Services LLC and fulfilled on its behalf by ÐÜèÊÓƵ Consumer Services LLC.
11. The Identity Theft Insurance benefit is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company, under group or blanket policies issued to ÐÜèÊÓƵ, Inc., or its respective affiliates for the benefit of its Members. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.